Ward County Credit Union is committed to the credit union philosophy of “people helping people” because we really do care about our members. Since Ward County Credit Union is a financial cooperative, owned by the members and not a handful of bank stockholders, this not-for-profit status allows us to offer competitive loan rates, excellent dividends and a variety of no and low-cost services.
Credit unions, like other financial institutions, are closely regulated, and operate in a very prudent manner. In addition, your money is secure at Ward County Credit Union. Every penny you have at Ward County Credit Union is insured, to at least $250,000, through the NCUA (National Credit Union Administration), a U.S. government agency.