Phone: 432-943-3445 | Lost Dedit Card: 800-791-2525

Below is a general overview of the WCCU interest rates.  Keep in mind that each member’s credit history is also a determining factor.  WCCU is in the lending business and offers much more than can be listed on one page.

Loan Rates

Rates as of 03/01/2019

Rate Description Term APR APR Type
Signature Loan Up to 24 months as low as 8.25% Fixed
WCCU Master Card Program
Updates Soon
Revolving 14.00% Fixed
New Auto Loan Up to 72 months as low as 3.75% Fixed
Used Auto Loan Up to 48 months as low as 4.00% Fixed
Share (Acct. Balance) Secured Loan Up to 120 months as low as 3.00% Fixed
Misc. Type Loans Up to 24 months as low as 8.00% Fixed
* Annual Percentage Rate. Rate is based on your credit history. Your actual rate may be higher.
* Rates as low as.

Certificates

Rates as of 03/01/2019

Rate Description Term Dividend Rates APY
$1,000.00 - $24,999.99 Pays Quarterly 1.0% 1.004%
$25,000.00 - $49,999.99
Pays Quarterly
1.05% 1.054%
$50,000.00 & Up Pays Quarterly
1.10% 1.105%
* Annual Percentage Yield.

Savings / Shares Rates

Rates as of 03/01/2019

Rate Description Term Dividend Rates APY
$100.00 - $24,999.99 Pays Quarterly 0.50% 0.501%
$25,000.00 - $49,999.99
Pays Quarterly
0.55% 0.551%
$50,000.00 & Up Pays Quarterly
0.60% 0.602%
* Annual Percentage Yield.

IRAs

Rates as of 03/01/2019

Rate Description Term Dividend Rates APY
$500.00 - $24,999.99 Pays Quarterly 1.0% 1.004%
$25,000.00 - $49,999.99
Pays Quarterly
1.05% 1.054%
$50,000.00 & Up Pays Quarterly
1.10% 1.105%
* Annual Percentage Yield.

Share Draft

Rates as of 03/01/2019

Rate Description Term Dividend Rates APY
$100.00 & Up Pays Quarterly 0.05% 0.05%
* Annual Percentage Yield.